Homes of Valor is a Tulsa Habitat for Humanity program designed to provide a path to homeownership for low-income veterans, active-duty military, national guard who’ve been active duty, and Gold Star families. Homes of Valor honors those who serve with a path to a home that is safe and affordable.

How we are different than other builders:

  • We offer affordable, fixed-rate home loan options to meet your unique needs.

  • Our team of experts will help you navigate the home buying process with individualized counseling and financial education.

  • We will work with you to accommodate disabilities to ensure your home is safe and functional.


  • Be a first-time homebuyer

  • Have 12 months of steady income

  • Be a legal U.S. citizen or a permanent resident

  • Be willing to complete educational equity hours

  • Need adequate housing (financial and physical)

  • Be willing to partner with Tulsa Habitat

  • Be able to pay for the home

  • Earn 30%-80% of area median income (AMI)

For additional information, visit our homebuyer page.