Frequently Asked Questions


    • What are the income guidelines?

      Family Size - Maximum Yearly Income
      1 - $37,600
      2 - $43,000
      3 - $48,350
      4 - $53,700
      5 - $58,000
      6 - $62,300
      7 - $66,600
      8 - $70,900


    • Does Tulsa Habitat give away homes?

      We do not give away homes - Tulsa Habitat homeowners pay a mortgage like any other homeowner. Rather, we build safe, quality, and affordable homes for those who cannot afford the traditional path to homeownership and work with our banking partners to offer below market interest rate home mortgages to Habitat homeowners.


    • Is Tulsa Habitat part of a church?

      While Habitat for Humanity is a nonprofit, ecumenical Christian organization, Tulsa Habitat is not affiliated with any church. Tulsa Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of safe, affordable housing regardless of race or religion.


    • How do you determine the need for better housing?

      Unhealthy or inadequate housing comes in many forms. Here are several examples:

      • You are living in temporary housing or are currently unhoused
      • You are paying more than 30% of your monthly income towards rent and utilities
      • There is crime in your neighborhood that makes you feel unsafe
      • There are structural problems where you are living (example: roof or walls are deteriorating)
      • There are problems with your utilities (example: heating or cooling not adequate)
      • There are pests in the house (example: mice or roaches)
      • The space is overcrowded (example: there are many people living in one room)

    • Can I qualify for a Habitat home if I currently own a home?

      To qualify for a Tulsa Habitat home, you must be a first time homebuyer as defined by HUD, meaning you cannot currently own a home.


    • What are the required educational courses?
      • Homeowner education
      • MMI
      • MMII
      • Good Neighbor
      • Lawn Care
      • Home Repair

      • What does the 1% down payment go towards?

        The down payment goes towards some of the closings costs of a home.


      • What makes Tulsa Habitat homes affordable?
        • Community Sponsorships
        • Faith Sponsorships
        • Corporate Sponsorships
        • Partner banks that offer an affordable below market rate interest on your home mortgage
        • Individual donations
        • Volunteer labor
        • Grants
    • What are the income guidelines?

      Family Size - Maximum Yearly Income
      1 - $37,600
      2 - $43,000
      3 - $48,350
      4 - $53,700
      5 - $58,000
      6 - $62,300
      7 - $66,600
      8 - $70,900


    • Does Tulsa Habitat give away homes?

      We do not give away homes - Tulsa Habitat homeowners pay a mortgage like any other homeowner. Rather, we build safe, quality, and affordable homes for those who cannot afford the traditional path to homeownership and work with our banking partners to offer below market interest rate home mortgages to Habitat homeowners.


    • How do you determine the need for better housing?

      Unhealthy or inadequate housing comes in many forms. Here are several examples:

      • You are living in temporary housing or are currently unhoused
      • You are paying more than 30% of your monthly income towards rent and utilities
      • There is crime in your neighborhood that makes you feel unsafe
      • There are structural problems where you are living (example: roof or walls are deteriorating)
      • There are problems with your utilities (example: heating or cooling not adequate)
      • There are pests in the house (example: mice or roaches)
      • The space is overcrowded (example: there are many people living in one room)

    • Can I qualify for a Habitat home if I currently own a home?

      To qualify for a Tulsa Habitat home, you must be a first time homebuyer as defined by HUD, meaning you cannot currently own a home or have owned a home within the last three years.


    • What are the required educational courses?

    • Homeowner education
    • MMI MMII
    • Good Neighbor
    • Lawn Care
    • Home Repair

    • What does the 1% down payment go towards?

      The down payment goes towards some of the closings costs of a home.


    • What makes Tulsa Habitat homes affordable?
      • Community sponsors
      • Faith sponsors
      • Corporate sponsorships
      • Individual donations
      • Volunteer labor
      • Grants
      • Partner banks that offer an affordable, below market rate interest on your home mortgage

    • Is Tulsa Habitat part of a church?

      While Habitat for Humanity is a nonprofit, ecumenical Christian organization, Tulsa Habitat is not affiliated with any church. Tulsa Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of safe, affordable housing regardless of race or religion.