About the Program
Tulsa Habitat for Humanity exists to bridge the gulf that separates many hardworking Tulsa families from homeownership. As a builder, Tulsa Habitat is working to remedy the lack of single-family, affordable housing in Tulsa and to lift up and advocate for the city’s neighborhoods and communities. The Tulsa Habitat Homebuyer Program emphasizes community involvement and sustainability: qualifying families enter into a partnership with Tulsa Habitat for Humanity, working alongside us throughout the homeownership process, doing volunteer work, and taking a variety of courses on financial literacy and how to be a homeowner.
In return, Tulsa Habitat offers an affordable 30-year home loan at a fixed, below-market interest rate. We also provide educational courses on homeownership and financial literacy, offer 100% financing offer without requiring Private Mortgage Insurance (“PMI”), and work with our families to ensure that housing costs do not exceed 30% of their monthly household income.