Applicant Document List


In order to process your application for the Tulsa Habitat for Humanity Homebuyer Program, you and the co-applicant (if applicable) must provide photocopies of all the documents listed below. (Note: please do not bring your originals or your only copy because we do not have the resources to make copies for you.)

  1. Application Fee - $50 money order for one applicant or $30 money order for 2 applicants (must be provided at the time you complete the Application)

    • This money order will be used to pull your tri-merge credit report and is part of your application.

      Note: If you do not have your money order, you will need to reschedule your appointment to have your application reviewed.

  2. Income Documents (photocopies must be provided at the time you complete the Application)

    • Past 90-days of pay stubs for wage income for the applicant and, if applicable, the co-applicant.

    • Past 6 months of receipts for self-employment income for the applicant and, if applicable, the co-applicant.

    • Applicant’s last 2 years of Federal income tax return, W-2 and 1099 forms.

    • Co-applicant’s last 2 years of Federal income tax return, W-2 and 1099 forms.

      Note: Two years of Federal income tax information is required to process an application. If the applicant or co-applicant does not have copies of his/her tax returns, he/she can request free transcripts of his/her returns by calling the IRS at 1-800-829-1040 or getting them online at www.irs.gov/Individuals/Get-Transcript.

    • Social Security Income award letter.

    • Child Support Court Order and 6 months of receipts for proof of payment.

    • Disability Income award letter.

    • Supplemental Income and Benefits statements.

    • Retirement Benefits statements.

    • Documentation for any other sources of monthly income.

  3. Personal Information (photocopies must be provided at the time you complete the Application)

    • Photo identification for all adults.

    • Birth certificates for all household members.

    • Applicant’s permanent legal residency if not a U.S. citizen.

    • Co-applicant’s permanent legal residency if not a U.S. citizen.

    • Social security cards for all household members.

    • Legal guardianship documents for children you are raising but that are not your biological children.

  4. Savings Statements (photocopies must be provided as savings are obtained)

    Statements are required for six (6) months showing that the applicant has a $200 DAILY balance for each month from one or more of the following types of accounts

    • 6 months of checking account statements.

    • 6 months of savings account statements.

    • 6 months of children’s account statements if applicant is custodial parent.

    • 6 months of Section 401(k), Section 403(b), annuity, or other retirement account statements.

      Note: A Step-Up Program is available for applicants who meet all program requirements except for the six (6) month daily savings requirement. In this situation, the applicant can be accepted but the applicant will be required to open and maintain a $200 daily minimum balance for six (6) months before lot selection.

      Note: For any applicant who relies on a Section 401(k), Section 403(b), annuity, or other retirement account for satisfying the six (6) month daily savings requirement, that applicant will be required to open an accessible account (e.g., checking or savings account) with a $200 minimum balance.

  5. Monthly Expenses

    • Lease or verification of rent (if no lease, three months of rent receipts).

    • Water.

    • Gas.

    • Electric.

    • Telephone (home and cell).

    • Car Payment.

    • Car Insurance.

    • Childcare.

    • Furniture/TV.

    • Loans (total balance and monthly payment).

    • Health Insurance.

    • Life Insurance.

    • Credit Card Payments.

    • Child Support That Applicant Pays (not receives).

    • Other